Marshall Info Tech – Terms of Business For The Supply Of I.T. Support Services

  1. Interpretation

These definitions and rules of interpretation (as set out in this paragraph 1) apply in these Terms of Business (and any accompanying proposals from Marshall Info Tech to the Customer to provide Services which are intended to form an Agreement between those parties).

  • Definitions:

Agreement: such accompanying proposals by Marshall Info Tech to provide Services for the Customer (or like contractual offer – by whatever name) and the Customer’s acceptance of such proposals under paragraph 3 (or such other contractual agreement as arises between the parties, which either expressly or implicitly incorporates these Terms of Business).

  • Customer: such person, firm or company who receives Services from Marshall Info Tech.
  • Customer Manager: the Customer’s principal manager relating to the Services, whom (to the extent not so otherwise specified) shall be the person primarily involved in the formation of the Agreement on the Customer’s behalf.
  • Data Protection Legislation: the UK Data Protection Legislation and (for so long as and to the extent that the law of the European Union has direct or indirect legal effect in the UK) the General Data Protection Regulation ((EU) 2016/679) and any other directly or indirectly applicable European Union regulation relating to privacy.
  • UK Data Protection Legislation: any data protection legislation from time to time in force in the UK including the Data Protection Act 2018 or any successor legislation.
  • Deliverables: all products and materials developed by Marshall Info Tech in relation to the provision of the Services in any media, including, without limitation, computer programs, data, diagrams, reports and specifications (including drafts).
  • Intellectual Property Rights: patents, rights to inventions, copyright and related rights, trade marks, trade names, domain names, rights in get-up, rights in goodwill or to sue for passing off, unfair competition rights, rights in designs, rights in computer software, database rights, topography rights, moral rights, rights in confidential information (including without limitation know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered, and including without limitation all applications for, and renewals or extensions of, such rights, and all similar or equivalent rights or forms of protection in any part of the world.
  • Mandatory Policies: such of Marshall Info Tech’s business policies and codes, as may be notified by Marshall Info Tech to the Customer, and/or of which the Customer shall become aware (from time to time).
  • Marshall Info Tech: MARSHALL INFO TECH LIMITED (Incorporated in England and Wales with Registered Co. No. 07098311).
  • Marshall Info Tech Manager: Marshall Info Tech’s principal manager relating to the Services, whom (to the extent not so otherwise specified) shall be the person primarily involved in the formation of the Agreement on Marshall Info Tech’s behalf.
  • Pre-existing Materials: materials (including, without limitation, licensed and open source software) which existed before the commencement of the provision of the Services.
  • Services: the services to be provided by Marshall Info Tech to the Customer under the Agreement (and/or such other services as Marshall Info Tech actually provides to the Customer from time to time).
  • VAT: value added tax, as chargeable under English law for the time being (and any similar additional or replacement tax).
    • Paragraph headings shall not affect the interpretation of these Terms of Business.
    • A person includes a natural person, corporate or unincorporated body (whether or not having separate legal personality).
    • A reference to a company shall include any company, corporation or other body corporate, wherever and however incorporated or established.
    • Unless the context otherwise requires, words in the singular shall include the plural and in the plural include the singular.
    • Unless the context otherwise requires, a reference to one gender shall include a reference to the other genders.
    • A reference to a statute or statutory provision is a reference to it as amended, extended or re-enacted from time to time.
    • A reference to writing or written includes email and any other means of electronically transmitting text in a recorded manner (but only where both the sender and the recipient have clearly treated (or accepted) the relevant communication as being in writing or written).
    • References to paragraphs are to the paragraphs of these Terms of Business.

 

  1. Application of these Terms of Business
    • These Terms of Business shall:
      • apply to and be incorporated into each and every Agreement between Marshall Info Tech and the Customer; and
      • prevail over any inconsistent contractual terms contained in, or referred to in, any of the Customer’s contractual documentation (by whatever name called), or implied by law, trade custom, practice or course of dealing.
    • No addition to, variation of, exclusion or attempted exclusion of any provision of any Agreement (including, without limitation, these Terms of Business) shall be binding on either party unless it is in writing, and has been agreed to (or accepted) by a duly authorised representative of that party.

 

  1. Effect of proposal to provide Services
    • Marshall Info Tech’s proposals to provide Services to the Customer constitutes an offer by Marshall Info Tech to provide the Services specified in such proposals on these Terms of Business.
    • Accordingly, the execution and return by the Customer of an acknowledgement copy of the proposals to provide Services, or the Customer’s accession to Marshall Info Tech’s practical commencement of Services (pursuant to the proposals to provide Services), shall establish a legally binding contract for the supply of those Services on these Terms of Business.
    • The Customer’s standard contractual terms (if any) attached to, enclosed with, or referred to in any communications from the Customer to Marshall Info Tech (at any time) shall not govern any Agreement.

 

  1. Marshall Info Tech’s obligations
    • Marshall Info Tech shall use its reasonable endeavours to manage and undertake the Services, and to produce the Deliverables to the Customer, in accordance in all material respects with such details as are contained in the Agreement.
    • Marshall Info Tech shall use its reasonable endeavours to meet any timings or performance dates specified in the Agreement, but any such dates shall be estimates only and time shall not be of the essence of any Agreement.
    • Marshall Info Tech shall appoint a Marshall Info Tech Manager, who shall have authority to contractually bind Marshall Info Tech on all matters relating to the provision of the Services.  Marshall Info Tech shall use its reasonable endeavours to ensure that the same person acts as the Marshall Info Tech Manager throughout the provision of the Services, but may replace them (from time to time) where reasonably necessary in the interests of Marshall Info Tech’s business.

 

  1. Customer’s obligations
    • The Customer shall:
      • Constructively and pro-actively co-operate with Marshall Info Tech in all matters relating to the provision of the Services and appoint the Customer Work Manager, who shall have the authority to contractually bind the Customer on matters relating to the provision of the Services;
      • provide in an efficient and timely manner such access to the Customer’s systems and data, and such on-site working and other facilities, as is reasonably requested by Marshall Info Tech;
      • provide in an efficient and timely manner such information as Marshall Info Tech may reasonably request, and ensure that such information is accurate in all material respects; and
      • be responsible (at its own cost) for preparing its premises, equipment and / or systems for the supply of the Services.
    • If Marshall Info Tech’s performance of its obligations under the Agreement is prevented or delayed by any act or omission of the Customer (or the Customer’s agents, sub-contractors or employees), the Customer shall in all circumstances be liable to pay to Marshall Info Tech (on demand) appropriate additional fees and all reasonable costs, charges or losses sustained or incurred by it (including, without limitation, any direct, indirect or consequential losses, loss of profit and loss of reputation, loss or damage to property, injury to or death of any person and loss of opportunity to deploy resources elsewhere), subject to Marshall Info Tech advising such fees, costs, charges and losses to the Customer in writing.
    • The Customer shall not, without the prior written consent of Marshall Info Tech, at any time from the date of the Agreement to the expiry of twelve (12) months after the completion of the last of the Services, solicit or entice away from Marshall Info Tech or employ or attempt to employ any person who is, or has been, engaged as an employee or sub-contractor of Marshall Info Tech, except that the Customer shall not be in breach of this paragraph3 if the Customer hires an employee or sub-contractor of Marshall Info Tech as a result of an independent recruitment campaign not specifically targeted to any employees or sub-contractors of Marshall Info Tech.
    • Any consent given by Marshall Info Tech in accordance with paragraph3 shall be subject to the Customer paying to Marshall Info Tech (on demand) a sum equivalent to the higher of (i) habitually calculated market practice recruitment fees which would be applicable for the hire of the relevant Marshall Info Tech employee or sub-contractor; and (ii) twenty per cent. (20%) of the then current annual remuneration of such employee or sub-contractor or, if higher, twenty per cent. (20%) of the annual remuneration to be paid by the Customer to such employee or sub-contractor.
    • The Customer shall use all reasonable endeavours to observe, and reasonably assist Marshall Info Tech to comply with Marshall Info Tech’s Mandatory Policies.

 

  1. Change control
    • The Customer Manager and the Marshall Info Tech Manager shall regularly discuss matters relating to the provision of the Services. If either party wishes to change the scope of the Services, it shall submit details of the requested change to the other in writing.
    • If either party requests a change to the scope or execution of the Services, Marshall Info Tech shall, within a reasonable time, use all reasonable endeavours to provide written (revised) proposals to the Customer of:
      • the likely time required to implement the requested change;
      • any variations to Marshall Info Tech’s fee charges arising from the requested change; and
      • any other impact of the requested change on the terms of the Agreement.
    • If either party requests a change to the scope of the Services, the other party shall not unreasonably withhold or delay consent to it.
    • If the Customer wishes Marshall Info Tech to proceed with the requested change, Marshall Info Tech has no obligation to do so unless and until all sums due to Marshall Info Tech as at that date are settled in full; and the parties have agreed in writing on the necessary variations to (i) Marshall Info Tech’s fee charges, and (ii) any other relevant terms of the Agreement (to take account of the requested change).

 

  1. Fee charges and payment
    • Paragraph 2 shall apply to the extent that any of the Services are to be provided on a time-and-materials basis.

Paragraph 7.3 and paragraph 7.4 shall apply to the extent that any of the Services are to be provided on a fixed price basis.

The remainder of this paragraph 7 shall apply in either case.

  • Where the Services are provided on a time-and-materials basis:
    • the fee charges payable for the Services shall be calculated in accordance with Marshall Info Tech’s specified (or standard) daily or hourly fee charge rates (as may be reasonably amended by Marshall Info Tech from time to time);
    • Marshall Info Tech’s standard daily fee charge rates are calculated on the basis of an eight (8) hour day worked within usual daylight working hours on weekdays (excluding weekends and public holidays);
    • Marshall Info Tech shall be entitled to charge at an appropriate market practice commercial overtime rate for hours or part days in relation to any time worked by members of Marshall Info Tech’s team outside the hours referred to in paragraph 2(b) and on a pro-rata basis;
    • Marshall Info Tech shall ensure that all members of its team complete time records recording the time spent on the provision of the Services, and Marshall Info Tech shall use such time records to calculate the fee charges covered by each periodic invoice referred to in paragraph 2(e); and
    • Marshall Info Tech shall invoice the Customer periodically in arrears for its fee charges for time, expenses and materials (together with VAT – where required to be charged) for the relevant preceding period concerned, calculated as provided in this paragraph 7.
  • Where the Services are provided on a fixed price basis, the price for the Services shall be calculated by reference to the amounts set out in the Agreement. The total price shall be paid to Marshall Info Tech in such periodic instalments as may be set out in the Agreement (or otherwise in regular instalments). Marshall Info Tech shall periodically invoice the Customer for the fee charges that are then payable, together with any expenses and the costs of any materials (together with VAT – where required to be charged), calculated as provided in paragraph 4.
  • Any fixed price contained in the Agreement excludes:
    • the cost of hotel, subsistence, travelling and any other ancillary expenses reasonably incurred by Marshall Info Tech’s team in connection with the provision of the Services, and the cost of any materials or services reasonably and properly provided by third parties and required by Marshall Info Tech for the supply of the Services. Such expenses, materials and third party services shall be invoiced by Marshall Info Tech (at appropriate rates); and
    • VAT, which Marshall Info Tech shall add to its invoices at the appropriate rate – where required to be charged).
  • Invoices are due upon the date of their receipt by the Customer, and the Customer shall pay each invoice submitted to it by Marshall Info Tech in full, via Direct Debit thirty (≤30) days after invoice date.
  • Without prejudice to any other right or remedy that Marshall Info Tech may have, if the Customer fails to pay Marshall Info Tech on the due date, Marshall Info Tech may:
    • charge costs and interest on such sums from the due date for payment at the rate of interest (and otherwise in the manner) provided for by The Late Payment of Commercial Debts (Interest) Act 1998 (and subordinate legislation – from time to time) until payment is made, whether before or after any judgment; and
    • suspend all Services until payment has been made in full.
  • Time for payment shall be of the essence of the Agreement.
  • All payments payable to Marshall Info Tech under the Agreement shall become immediately due and payable upon termination of the Agreement, despite any other provision of the Agreement. This paragraph is without prejudice to any other rights as are provided under the law, or the
  • All amounts due under the Agreement shall be paid by the Customer to Marshall Info Tech in full without any set-off, counterclaim, deduction or withholding (other than any deduction or withholding of tax as is required by law).
  • Marshall Info Tech may (without prejudice to any other rights it may have), set off any liability of the Customer to Marshall Info Tech against any liability of Marshall Info Tech to the Customer.

 

  1. Intellectual Property Rights
    • All Intellectual Property Rights and all other rights in the Deliverables shall be owned absolutely by Marshall Info Tech. Marshall Info Tech hereby licenses all such rights to the Customer free of charge and on a non-exclusive, non-transferable and worldwide basis to such extent as is necessary to enable the Customer to make reasonable use of the Deliverables in relation to the provision of the Services (in such manner as is envisaged by the parties). If Marshall Info Tech terminates the Agreement under paragraph 1, such licence will automatically terminate.
    • The Customer acknowledges that the Customer’s use of rights in Pre-existing Materials is conditional upon Marshall Info Tech being able to, and having obtained a valid end-user licence (or sub-licence) of such rights from the relevant licensor or licensors on such terms as will entitle Marshall Info Tech to license (or sub-licence) such rights to the Customer.

 

  1. Confidentiality and the parties’ property
    • Each party may be given access to Confidential Information relating to the other party in order to perform its obligations under the Agreement.
    • Each party shall keep in strict confidence all technical or commercial know-how, specifications, inventions, processes or initiatives which are of a confidential nature and have been disclosed by the other party to that party, and any other confidential information concerning the other party’ business or affairs which that party may obtain. Each party shall restrict disclosure of such confidential material to such of its employees, agents or sub-contractors as need to know the same for the purpose of discharging their obligations to the other party, and shall ensure that such employees, agents or sub-contractors are subject to obligations of confidentiality corresponding to those which bind that party.
    • Either party’s Confidential Information shall not be deemed to include information that:
      • is or becomes publicly known other than through any act or omission of the receiving party;
      • was in the other party’s lawful possession before the disclosure;
      • is lawfully disclosed to the receiving party by a third party without restriction on disclosure;
      • is independently developed by the receiving party, which independent development can be shown by written evidence.
    • Subject to paragraph 6, each party shall hold the other’s Confidential Information in confidence and not make the other’s Confidential Information available to any third party, or use the other’s Confidential Information for any purpose other than the implementation of the Agreement.
    • Each party shall take all reasonable steps to ensure that the other’s Confidential Information to which it has access is not disclosed or distributed by its employees or agents in violation of the provisions of these paragraphs.
    • A party may disclose Confidential Information to the extent such Confidential Information is required to be disclosed by law, by any governmental or other regulatory authority or by a court or other authority of competent jurisdiction, provided that, to the extent it is legally permitted to do so, it gives the other party as much notice of such disclosure as possible and, where notice of disclosure is not prohibited and is given in accordance with this paragraph 6, it takes into account the reasonable requests of the other party in relation to the content of such disclosure.
    • All materials, equipment and tools, drawings, specifications and data supplied by either party to the other party shall at all times be and remain the exclusive property of that party, but shall be held by the other party in safe custody at its own risk and maintained and kept in good condition by the other party until returned to that party, and shall not be disposed of or used other than in accordance with that party’s written instructions or authorisation.
    • The above provisions of this paragraph 9 shall survive termination of the Agreement, however arising.

 

  1. Data protection
    • Both parties will use all reasonable endeavours to observe and comply with all applicable requirements of the Data Protection Legislation.
    • The parties acknowledge that for the purposes of the Data Protection Legislation, either party may be a Data Controller and the other party may be a Data Processor (where Data Controller and Data Processor have the meanings as defined in the Data Protection Legislation). The parties agree that the scope, nature and purpose of any processing by the Data Processor, the duration of any such processing and any types of personal data (as defined in the Data Protection Legislation, as Personal Data) shall be limited to what is solely necessary for the purposes of performance of the Agreement.
    • Without prejudice to the generality of paragraph 1, the Data Controller will ensure that it has all necessary or appropriate consents and notices in place to enable lawful transfer of any Personal Data to the Data Processor for the duration and purposes of the Agreement.
    • Each Data Controller consents to the relevant Data Processor appointing appropriate third-party processors of any Personal Data (subject to the relevant Data Processor entering into an agreement with the third-party processor incorporating terms which are substantially similar to those set out in this paragraph 10).
    • Either party may, at any time on not less than thirty (≥30) days’ notice, revise this paragraph 10, by replacing and/or augmenting it with any reasonably applicable Data Controller to Data Processor provisions forming party of a reasonably applicable certification scheme.

 

  1. Reasonable limitation of Marshall Info Tech’s potential liability to the Customer

WARNING: The Customer’s attention is drawn to the contents of this paragraph.

  • The following provisions set out the entire potential financial liability of Marshall Info Tech (including without limitation any liability for the acts or omissions of its employees, agents and sub-contractors) to the Customer in respect of:
    • any breach of the Agreement howsoever arising;
    • any use made by the Customer of the Services, the Deliverables or any part of them; and
    • any representation, misrepresentation (whether innocent or negligent), statement or tortious act or omission (including, without limitation, negligence) arising under or in connection with the Agreement.
  • All warranties, conditions and other terms implied by statute or common law are, to the fullest extent permitted by law, excluded from the Agreement.
  • Nothing in these conditions excludes the liability of Marshall Info Tech:
    • for death or personal injury caused by Marshall Info Tech’s negligence; or
    • for fraud or fraudulent misrepresentation.
  • Subject to condition 2 and condition 11.3:
    • Marshall Info Tech shall not in any circumstances be liable, whether in tort (including without limitation for negligence or breach of statutory duty howsoever arising), contract, misrepresentation (whether innocent or negligent) or otherwise for:
      • loss of profits; or
      • loss of business; or
      • depletion of goodwill or similar losses; or
      • loss of anticipated savings; or
      • loss of goods; or
      • loss of contract; or
      • loss of use; or
      • loss or corruption of data or information; or
      • any special, indirect, consequential or pure economic loss, costs, damages, charges or expenses.
    • Marshall Info Tech’s total liability in contract, tort (including without limitation negligence or breach of statutory duty howsoever arising), misrepresentation (whether innocent or negligent), restitution or otherwise, arising in connection with the performance or contemplated performance of the Agreement shall be limited to the aggregate price paid by the Customer to Marshall Info Tech for the Services over the preceding twelve (12) months.

 

  1. Termination
    • Without prejudice to any other rights or remedies to which the parties may be entitled, either party may terminate the Agreement (without liability to the other) if:
      • the other party fails to pay any amount due under the Agreement by the due date for payment, and remains in default not less than seven (≥7) days after being notified in writing to make such payment;
      • the other party commits a material breach of any other term of the Agreement which breach is irremediable or (if such breach is remediable) fails to remedy that breach within a period of fourteen (≤14) days after being notified in writing to do so;
      • the other party repeatedly breaches any of the terms of the Agreement in such a manner as to reasonably justify an opinion that its conduct is inconsistent with it having the intention or ability to give effect to the terms of the Agreement;
      • the other party suspends, or threatens to suspend, payment of its debts or is unable to pay its debts as they fall due or admits inability to pay its debts or is deemed unable to pay its debts within the meaning of section 123 of the Insolvency Act 1986;
      • the other party commences negotiations with all or any class of its creditors with a view to rescheduling any of its debts, or makes a proposal for or enters into any compromise or arrangement with its creditors other than for the sole purpose of a scheme for a solvent amalgamation of that other party with one or more other companies or the solvent reconstruction of that other party;
      • a petition is filed, a notice is given, a resolution is passed, or an order is made, for or in connection with the winding up of that other party other than for the sole purpose of a scheme for a solvent amalgamation of that other party with one or more other companies or the solvent reconstruction of that other party;
      • an application is made to court, or an order is made, for the appointment of an administrator, or a notice of intention to appoint an administrator is given or an administrator is appointed, over the other party;
      • the holder of a qualifying floating charge over the assets of that other party has become entitled to appoint or has appointed an administrative receiver;
      • a person becomes entitled to appoint a receiver over the assets of the other party or a receiver is appointed over the assets of the other party;
      • a creditor or encumbrancer of the other party attaches or takes possession of, or a distress, execution, sequestration or other such process is levied or enforced on or sued against, the whole or any part of the other party’s assets and such attachment or process is not discharged within 14 days;
      • any event occurs, or proceeding is taken, with respect to the other party in any jurisdiction to which it is subject that has an effect equivalent or similar to any of the events mentioned in paragraph 1(d) to paragraph 12.1(j) (inclusive);
      • there is a change of control of the other party (within the meaning of section 1124 of the Corporation Tax Act 2010), and the exercise of termination rights is commercially appropriate and reasonable in such circumstances.
    • Any provision of the Agreement that expressly or by implication is intended to come into or continue in force on or after termination or expiry of the Agreement shall remain in full force and effect.
    • Termination of the Agreement shall not affect any rights, remedies, obligations or liabilities of the parties that have accrued up to the date of termination, including the right to claim damages in respect of any breach of the Agreement which existed at or before the date of termination.

 

  1. Force majeure

Neither party shall in any circumstances have any liability to the other party under the Agreement if it is prevented from, or delayed in, performing its obligations under the Agreement or from carrying on its business by acts, events, omissions or accidents beyond its reasonable control, including, without limitation, strikes, lock-outs or other industrial disputes (whether involving the workforce of that party or any other party), failure of a utility service or transport network, act of God, war, riot, civil commotion, malicious damage, compliance with any law or governmental order, rule, regulation or direction, accident, breakdown of plant or machinery, fire, flood, storm or default of suppliers or sub-contractors.

 

  1. Waiver

No failure or delay by a party to exercise any right or remedy provided under the Agreement or by law shall constitute a waiver of that or any other right or remedy, nor shall it prevent or restrict the further exercise of that or any other right or remedy. No single or partial exercise of such right or remedy shall prevent or restrict the further exercise of that or any other right or remedy.

 

  1. Rights and remedies

Except as expressly provided in the Agreement , the rights and remedies provided under the Agreement are in addition to, and not exclusive of, any rights or remedies provided by law.

 

  1. Severance
    • If any provision (or part-provision) of the Agreement is or becomes invalid, illegal or unenforceable, it shall be deemed deleted, but that shall not affect the validity and enforceability of the rest of the Agreement.
    • If any provision (or part-provision) of the Agreement is deemed deleted under paragraph 1, the parties shall negotiate in good faith to substitute an alternative provision so that, to the greatest extent possible, such substituted provision achieves the intended commercial result of the original provision.

 

  1. Entire agreement
    • The Agreement constitutes the entire agreement between the parties and supersedes and extinguishes all previous discussions, promises, assurances, warranties, representations, understandings and agreements between them, whether written or oral, relating to its subject matter.
    • Each party acknowledges that (in entering into the Agreement) it does not rely on, and shall have no remedies in respect of, any statement, representation, assurance or warranty (whether made innocently or negligently) that is not set out in the Agreement.
    • Each party agrees that it shall have no claim for innocent or negligent misrepresentation or negligent misstatement based on any statement in the Agreement.

 

  1. Assignment

Neither party shall, without the prior written consent of the other party (such consent not to be unreasonably withheld or delayed), assign, transfer, charge, sub-contract, delegate, declare a trust over or deal in any other manner with all or any of its rights or obligations under the Agreement.

 

  1. No partnership or agency

Nothing in the Agreement is intended to, or shall operate to create a partnership between the parties, or to authorise either party to act as agent for the other, and neither party shall have any authority to act in the name or on behalf of or otherwise to bind the other in any way (including without limitation the making of any representation or warranty, the assumption of any obligation or liability and the exercise of any right or power).

 

  1. Third party rights

The Agreement does not give rise to any rights to third parties (under the Agreements (Rights of Third Parties) Act 1999) to enforce any term of the Agreement.

 

  1. Notices
    • Any notice or other communication given to a party under or in connection with this contract shall be in writing, and shall be delivered by hand, or by pre-paid first-class post or other next working day delivery service at its registered office.
    • Any notice or communication shall be deemed to have been received:
      • if delivered by hand, on signature of a delivery receipt (or at the time the notice is left at the proper address); or
      • if sent by pre-paid first-class post or other next working day delivery service, at 9.00 am on the second Business Day after posting (or at the time recorded by the delivery service).
    • This paragraph does not apply to the service of any proceedings or other documents in any legal action or, where applicable, any arbitration or other method of dispute resolution.

 

  1. Governing law

The Agreement and any disputes or claims arising out of or in connection with it or its subject matter or formation (including without limitation non-contractual disputes or claims) are governed by and construed in accordance with the law of England and Wales.

 

  1. Jurisdiction

Each party irrevocably agrees that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with the Agreement or its subject matter or formation (including non-contractual disputes or claims).

© Marshall Info Tech : July 2019

 

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